By buying your auto, home, umbrella and life insurance with us, we can try to save you 30% more!

Home About Us Services Inquiry Requirements Carriers Contact Us

Auto Insurance

Home Insurance

Commercial Insurance

Life Insurance

Health Insurance


Worker’s Compensation

Estate Planning

Renter’s Insurance


Notary Public


About Us


Auto               Annuities              Notary Public

Home              Worker’s Comp

Commercial    Estate Planning

Life                 Renter’s  Insurance

Health             Bonds


Auto                     Commercial             Health

Home                    Worker’s Comp      Life      



Contact Us

Home Home Contact Us

An annuity is a mathematical concept that is simple in its most basic definition.

Start with a lump sum of money, pay it out in equal installments over a period of time until the original fund is exhausted and you have an annuity.

An annuity is simply for liquidating a sum of money. Of course, in practice the concept is more complex. An important factor not mentioned above is interest. The sum of the money that has not yet been paid out is earning interest, and that interest is also passed on to the income recipient {the annuitant}

Anybody can provide annuity, by knowing the original sum of money (principal), the length of the payout and the assumed rate of interest, actuaries have constructed tables of annuity payors that make this process even easier.